Do you own a boat and have it moored in the Jacksonville or St. Augustine, FL area? If so, then you probably have boat insurance from a reputable company such as Tim Huber Insurance. But would your policy help you out when things go wrong out at sea? Many policies will provide compensation if your vessel is stolen or lost due to weather, but what if you have a fender bender in the harbor or experienced motor failure while fishing?

Stock Three Simple Things to Prevent the SOS Call

• Extra fuel can: Maybe you stayed out a little longer than expected. Keeping an extra can of gas or diesel on board can get you to safe harbor on your own
• New spark plugs: Sea air and salt water create a corrosive environment. When your inboard doesn’t turn over, you may simply need a new spark plug. 
• Replacement inline filter: Unleaded gasoline is known for gumming up your motors. Sometimes all you need is to change out the filter to get underway.

All of these solutions require just five to ten minutes to gas up or switch out the part and cost only a few dollars. How many hours would you wait for a service vessel to reach you?

Towing and Repair Coverage for Your Boat

If you do break down on the water, you can get towed back into port. However, that can be ridiculously expensive. Dollar signs appear when you bring in your boat for a simple fiberglass repair. Talk to your agent at Tim Huber Insurance about adding towing and repair coverage to your boat insurance policy. Your wallet will thank you. Leaving extra cash in your wallet while cruising the blue waters surrounding St. Augustine, FL.