{"id":159,"date":"2022-01-31T04:00:00","date_gmt":"2022-01-31T10:00:00","guid":{"rendered":"https:\/\/www.timhuberins.com\/blog\/?p=159"},"modified":"2022-01-30T19:31:29","modified_gmt":"2022-01-31T01:31:29","slug":"classic-car-insurance-faqs","status":"publish","type":"post","link":"https:\/\/www.timhuberins.com\/blog\/classic-car-insurance-faqs\/","title":{"rendered":"Classic Car Insurance FAQs"},"content":{"rendered":"<p>If you own a 1956 Chevrolet Bel Air or a 1968 Chevrolet Camaro, you may need classic car insurance from Tim Huber Insurance of St. Augustine, FL. But since classic car insurance differs from standard auto insurance, most collectors&rsquo; car enthusiasts aren&rsquo;t so sure about this coverage. Today, we have created a FAQs section to respond to questions we receive from our clients. But if your question isn&rsquo;t still covered, don&rsquo;t hesitate to get in touch with us.<\/p>\n<p><strong>Is my car eligible?<\/strong><\/p>\n<p>Your daily drive car isn&rsquo;t eligible for classic car insurance. Besides, your vehicle needs to be at least 25 years and above to qualify for classic car insurance.<\/p>\n<p><strong>What is the agreed value, and why does it matter?<\/strong><\/p>\n<p>The insured value of most standard vehicles is actual cash value &mdash; here, your insurer determines the value of your car at the time of loss. However, things are a bit different in classic cars. You and your insurer pre-agree with the value of your car in the event it&rsquo;s totaled. This way, you get the actual value of your car, which is a good thing because antique cars&rsquo; value appreciates or remains constant.<\/p>\n<p><strong>Is classic car insurance expensive?<\/strong><\/p>\n<p>You will be surprised that classic car insurance is significantly cheaper compared to standard auto insurance. Since you don&rsquo;t drive your car every day, the risk of your exotic vehicle is considered minimal, making the premiums affordable.<\/p>\n<p><strong>What are the different classic car insurance coverages?<\/strong><\/p>\n<p>Most coverage options for your classic car insurance are similar to those of your standard auto insurance. Here are some examples of classic car insurance:<\/p>\n<ul>\n<li>Comprehensive and collision coverages<\/li>\n<li>Liability coverage<\/li>\n<li>Medical payments (MedPay)<\/li>\n<li>Uninsured\/underinsured motorist coverage<\/li>\n<li>Original replacement coverage<\/li>\n<li>Roadside assistance<\/li>\n<\/ul>\n<p><strong>Protect your pride and joy in St. Augustine, FL<\/strong><\/p>\n<p>Since your classic car is more than a vehicle, you need the right insurance coverage to protect your investment. To get classic car insurance, please get in touch with Tim Huber Insurance.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>If you own a 1956 Chevrolet Bel Air or a 1968 Chevrolet Camaro, you may need classic car insurance from Tim Huber Insurance of St. Augustine, FL. But since classic car insurance differs from standard auto insurance, most collectors&rsquo; car enthusiasts aren&rsquo;t so sure about this coverage. Today, we have created a FAQs section to [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[5,6],"class_list":["post-159","post","type-post","status-publish","format-standard","hentry","category-insurance","tag-st-augustine-fl","tag-tim-huber-insurance"],"aioseo_notices":[],"aioseo_head":"\n\t\t<!-- All in One SEO 5.0.0.1 - aioseo.com -->\n\t<meta name=\"robots\" content=\"max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n\t<meta name=\"author\" content=\"agentinsure\"\/>\n\t<link rel=\"canonical\" href=\"https:\/\/www.timhuberins.com\/blog\/classic-car-insurance-faqs\/\" \/>\n\t<meta name=\"generator\" content=\"All in One SEO (AIOSEO) 5.0.0.1\" \/>\n\t\t<meta property=\"og:locale\" content=\"en_US\" \/>\n\t\t<meta property=\"og:site_name\" content=\"Blog | Tim Huber Insurance |\" \/>\n\t\t<meta 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10:42:24","updated":"2025-06-04 13:23:29","seo_analyzer_scan_date":null,"focus_keyword":null,"additional_keywords":null,"truseo_locale":null},"aioseo_breadcrumb":"<div class=\"aioseo-breadcrumbs\"><span class=\"aioseo-breadcrumb\">\n\t\t\t<a href=\"https:\/\/www.timhuberins.com\/blog\" title=\"Home\">Home<\/a>\n\t\t<\/span><span class=\"aioseo-breadcrumb-separator\">&raquo;<\/span><span class=\"aioseo-breadcrumb\">\n\t\t\t<a href=\"https:\/\/www.timhuberins.com\/blog\/category\/insurance\/\" title=\"Insurance\">Insurance<\/a>\n\t\t<\/span><span class=\"aioseo-breadcrumb-separator\">&raquo;<\/span><span class=\"aioseo-breadcrumb\">\n\t\t\tClassic Car Insurance FAQs\n\t\t<\/span><\/div>","aioseo_breadcrumb_json":[{"label":"Home","link":"https:\/\/www.timhuberins.com\/blog"},{"label":"Insurance","link":"https:\/\/www.timhuberins.com\/blog\/category\/insurance\/"},{"label":"Classic Car Insurance 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