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Tim Huber Insurance And Financial Services

28 Clark St.
St Augustine, FL 32084

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Recreational Insurance in Florida

In life you never really know what is coming next. That is why you need to protect your belongings, vehicle, home and other investments with the help of our independent insurance agents in St. Augustine, FL. Living in Florida, you know of some of the perils you are forced to deal with, especially when hurricane season strikes. Of course, everyone has different concerns and insurance requirements which is exactly why we strive to work with you every step of the way. This way, you can have the appropriate coverage for your unique requirements.

Recreational insurance is vital for owners of boats, motorcycles, ATV's, RV's, and all other kinds of specialty crafts and vehicles. While labeled "toys" it is imperative to note that these are highly technical vehicles that are capable of causing insurmountable damage to people as well as property. Furthermore, living in Florida makes obtaining the proper insurance coverage much more important because this state tends to have amazing weather for outdoor activities most of the year.

While it is often very tempting to ignore the importance of insuring recreational vehicles, many people do so to their own disadvantage. This is due to the fact “toys” are often used in unconventional manners, such as speeding and off-roading, which increases one's propensity to cause or be involved in accidents. This means that neglecting to secure the appropriate amount of protection could result in exceedingly costly consequences.

Personalized Insurance Coverage

When seeking out new insurance, you should never settle for some out-of-the-box coverage. These kinds of coverage options are cookie-cutter and typically do not properly protect you and your personal needs. After all, you use your vehicle a different amount from other drivers, or you may have different items inside your home you wish to protect. Perhaps you want to bundle different coverage options together or you're interesting in something a bit more unique. As your Florida insurance agents, we are here to go through your personal needs and come up with the right protection you need.

Local Insurance Agents

As independent insurance agents, we are not agents working for a massive company that cares more about share holder opinions than what is best for the client. This way, we can give you services you simply will not find with other companies.

Protecting yourself, your home and your personal belongings is important. You should never have to start over in the event of an accident, major storm or extended illness. That is why as independent insurance agents in St. Augustine, FL we strive to work directly with you and provide you with personalized coverage best designed for your personal needs. So give us a call, shoot us an email or stop on by! We are here to help and work with you every step of the way.


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