What Does Commercial Insurance Cover?

The agents at Tim Huber Insurance serving the St. Augustine, FL area want you to understand the importance of commercial insurance for your Florida business. First of all, it is imperative that you have the proper amount of auto liability insurance on each vehicle that is driven for your business or is owned by your company. Auto liability insurance is mandated under Florida law for all drivers, including those driving for your business.

Commercial Liability Insurance Coverage

Commercial liability insurance is critical to have in place since it can protect your business in various ways. For example, if someone falls and is injured at your business or due to something from your company, this type of insurance will help you out if a lawsuit is filed against you. It can help pay the injured person’s medical bills and even lost wages. It will also pay for any property damage caused by your business or someone working for your business. It can also help you in other court cases, such as slander, libel, or copyright infringement.

Commercial Property Insurance

Commercial property insurance is critical for you to have as a business owner. This is because we never know when a natural disaster will occur, a fire will break out, or someone will commit an act of vandalism at our business. This type of insurance will help you replace any lost inventory and other damage caused by these events. It can also help if a burglary or theft incident happens at your business.

Contact Tim Huber Insurance

To create the best commercial insurance policy for you and your business, contact the trustworthy and experienced agents at Tim Huber Insurance, serving the St. Augustine, FL area, today!