What You Need To Know Before Driving To Florida

Whether you’re planning to visit or moving there permanently, there are some things you need to know about Florida before you set out for St. Augustine, FL. It’s a beautiful state, you can make a trip from the East to the West coast to take in a beach sunrise and a beach sunset on the same day, you’ll never need to spend another dime on heating your home, but there are some downsides for drivers. Tim Huber Insurance wants to inform new residents and travelers what to expect on the road in the great state of Florida.

  • The highways can be crazy. The roads in Florida seem to have been designed by in a random manner. Keep an eye out for one-way streets pointing right at one another with a sharp turn at the end so you don’t wind up driving against traffic. Remember that people can turn right on a red light here. Consider letting an experienced Florida driver take you around while you take notes for your first few days here.
  • The salty sea air can actually damage your car. If you’re staying near the coast for extended periods of time, the climate here will chip away at your paint and rust your car without regular washing.
  • Set out a few more hours than you think it will take to get where you’re going on longer road trips. The long vertical shape of Florida more or less arranges the whole state in a straight line with a bunch of winding roads and detours, so if you want to drive from Tampa to Miami, you’re driving through a lot more cities along the way than if you were going from Cleveland to Akron.

Tim Huber Insurance can make sure you’re covered for any kind of accident on your trip or daily drive. Contact our St. Augustine, FL office for more information on auto insurance in Florida. We will be glad to answer any questions you may have.

Is a Car or Truck Cheaper to Insure?

When you go about the process of buying a new vehicle in St. Augustine, FL, you will probably need to consider what the insurance on the car or truck is going to cost you. After all, the insurance premium that you have will determine what you can actually afford. For example, you have a budget for a monthly vehicle payment and insurance. If you are going to buy a car with a payment of x amount of money per month, this leaves you x amount of dollars a month to be paid toward insurance. Some people wonder to themselves when vehicle shopping if it is cheaper to insure a car or truck. Let’s take a quick look at an answer to this question. 

Is it cheaper to insure a car or truck?

When you go to put insurance on a vehicle, there are more than a few factors taken into consideration. First and foremost, your driving record will have a huge impact. If you have questions about specific incidents please give the agents at Tim Huber Insurance a call. If you have a lot of speeding tickets and past insurance claims within the last five years, this will increase your premium rate. Also, if you are buying a vehicle and taking out a loan, this means you will have to have full coverage insurance, which of course is expensive. It really does not matter if you are buying a car or truck in regards to how cheap your insurance will be. Your past driving record and the type of insurance coverage you are going to put on it will determine how expensive or cheap your insurance rate is. 

To learn more about insuring a car or truck, contact Tim Huber Insurance serving the St. Augustine, FL area.