An insurance policy for a trailer home and an insurance policy for a stationary home are pretty similar in that they basically cover for damages, theft, and other run-of-the-mill things that can occur to a structure. However, there are some subtle differences with a home insurance policy for a home that has the ability to move and for a home that should never move.
Because a trailer home is usually located with other trailer homes, sometimes there is security provided for that particular community as opposed to a stand-alone home that is stationary. It is like the advantage of living in a gated community. As a result, your agent may specifically discuss the merits of how much theft insurance you should carry on the trailer home. There are also many differences in the foundations of the trailer home as opposed to the stationary home which can affect home insurance guidelines. Trailer homes have different types of foundations some of them are made to be temporarily stationary. Before speaking with your agent have a clear understanding of this aspect.
We are a community of homeowners here in St. Augustine, FL and at Tim Huber Insurance we understand the value of what you are trying to protect with your home insurance policy. Whether you own a trailer home or a stationary home, you want your property which you work very hard to be fully protected. Call us today to discuss how we can help you realize your home insurance goals. Additionally, if you are in the market for auto insurance, home insurance, flood insurance, life insurance, commercial insurance, recreational insurance or classic car insurance please call us at 9048–824-2555. Please stop by our offices today, Tim Huber Insurance is located at 28 Clark St., St. Augustine, FL 32084.