When a hurricane is approaching in St. Augustine, FL, there are some things you want to do to prepare your home.
Stormguard the Home: Take steps to fortify the home against downpours and nasty winds. Clean out cutters and make a plan to move outdoor furniture. Depending on how much time you have to prepare, you may also want to strap down the roof, make window covers or storm shutters, caulk around windows and doors, and test drains and sump pumps.
Safety-Proof Landscaping: Plants and landscaping can be vulnerable during a hurricane. Trim trees and shrubs to reduce the chances of windblown limbs. Tie down small trees and shrubs to prevent them from uprooting. When it’s time to replace gravel drives or paths, consider replacing them with bark since windblown gravel can damage the structure.
Review Insurance Coverage: If a hurricane is already coming your way, it can be too late to change insurance coverage so just review the coverage you have. Home insurance policies can vary so if you have questions, speak with an agent at Tim Huber Insurance. Once a storm has passed, be sure to start preparing for the next one and have the right coverage. Remember that home insurance won’t cover any flooding and you may need to purchase a separate wind policy.
Inventory Your Home: Document the contents of the home both inside and out. The best way to do this is with photos and videos. If you do have to make an insurance claim after a storm then you want evidence to support the claim. Another option would be to create an inventory of possessions that also includes the appraised value for expensive items. Store this along with other important documents somewhere safe from the storm.
Contact Tim Huber Insurance serving St. Augustine, FL to get a quote on home insurance.