Purchasing life insurance is one of the best ways to protect your family against debt and other financial issues that appear as the result of death. It is important to know how much protection is enough to give your family the security they need.
Calculating The Right Amount Of Coverage
When figuring how much coverage you need, there are several factors to consider. One of the most important is a loss of income. How much money will your spouse and children need to survive if there is a loss of income? Figure your income for one year and multiply it by 10. You will also need to calculate your total cost of a burial or funeral service plus any outstanding debt. You should round up to the next ten thousand figure and use that as a guide for calculating your life insurance needs.
Finding The Right Company
When looking for reliable life insurance coverage in St. Augustine, FL, you should do business with an established company with a track record of excellent customer service. If you are a resident of St. Augustine, FL, Tim Huber Insurance has the life insurance protection you need. Let our knowledgeable and friendly staff walk you through the process of obtaining life insurance coverage that fits your needs. They can help your family through the claims process as well in the event of death. Call or stop by today for more information and answers to questions you may have about insurance products.
Life insurance protects your loved ones in the event of an unexpected death. It can give them the financial security they need to make ends meet and cover final expenses. Know how much coverage you require and start giving them the security they require for the future. Check out insurance policies in St. Augustine, FL with a reliable agent from Tim Huber Insurance.