If you’re a Florida business owner, purchasing commercial insurance is essential to protect your business interests and support your employees. Many business owners value working with an experienced insurance agent to navigate their commercial insurance options. If your company is near St. Augustine, FL, our team at Tim Huber Insurance can help you select the right policy. We’ve been assisting businesses like yours since 1987.

Understanding BOP, CPP, and GL Insurance Options

When purchasing commercial insurance for your company, you may encounter various terms describing the types of coverage available. According to the Florida Insurance Information Portal, several types of commercial insurance are required for businesses in the state. Many insurance agencies offer the option to combine these coverages into convenient packages, such as a BOP, CPP, or GL.

A Business Owner’s Policy (BOP) includes commercial property insurance, business income insurance, and general liability insurance. This combination is ideal for small to medium-sized businesses seeking comprehensive coverage. A Commercial Package Policy (CPP) is a more flexible option that combines general liability, commercial property, and commercial auto insurance. General Liability (GL) insurance is a standalone policy that provides essential liability coverage and is required for all Florida businesses.

Contact Us Today for Expert Guidance

Every business is unique, and your commercial insurance policy should reflect your specific needs. At Tim Huber Insurance, we take the time to help you make the best possible choices for your insurance portfolio. Businesses in the St. Augustine, FL area have trusted our team for over 35 years. Call us today to schedule an appointment and let us help protect your business with tailored insurance solutions.