Chances are you have heard of umbrella insurance. You might even have umbrella insurance atop your existing policies. However, you probably aren’t completely certain as to whether umbrella insurance includes pet insurance.
Our St. Augustine, FL insurance providers are here to help clarify the complexities of umbrella insurance.
Umbrella Coverage and Pet Accidents
Is it really possible to add pet insurance to an already existing umbrella insurance policy? If you own a dog, cat or any other pet, it is in your interest to know the answer to this question.
Umbrella insurance is optional insurance tacked on to basic insurance. Though most people are aware that umbrella insurance covers bodily injury and property damage, there is some confusion as to whether pet insurance is applicable.
Homeowners should be aware that their basic homeowner insurance policy from Tim Huber Insurance usually kicks in to cover incidents involving pets. As an example, such a policy typically provides coverage if a dog bites someone at the property yet it wouldn’t be applicable if the bite occurred in a public park.
Additional Protection
The logic in adding umbrella insurance is that it provides another layer of protection that extends past the regular homeowner insurance. The same is true for renter insurance in St. Augustine, FL.
Such protection is essential when dog bites occur. Moreover, other pet-related accidents including clawings, scratchings and other attacks can occur. In some instances, pets cause significant damage to property.
Get umbrella insurance and you’ll sleep soundly knowing you have an additional layer of liability coverage. This extra coverage extends beyond the limits of regular insurance. Such high limit insurance protects your business from potentially costly claims that put your financial future in jeopardy.
Obtain umbrella insurance and you’ll add new pets to your home without worry. From pit bulls to Saint Bernards and other large or dangerous pets, umbrella insurance provides high limit protection in the event of bites, clawings or other damage or harm.
Get a Quote From Tim Huber Insurance
Serving St. Augustine, FL, our insurance team provides fair quotes and extensive coverage options. Reach out to us today at for your customized quote.
